Company
Roins Group was started with an endeavour to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their businesses. Our vision is to give “Loans at a click”. We are the leaders in using technology and risk models that focus on alternate/surrogate methods for scoring customers.
Our Organisation
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible & Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast & ubiquitous digital adoption in India & increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped & unserved demand.​
We wish to make the ‘social & alternative scoring of SMEs & Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history & hence cannot avail loans from traditional banking channels. we are geolocated in Mumbai & provide collateral-free loans across India.
Our Vision
Our Vision is to provide “Financial Access at a Click”. Consumers & small business owners can borrow through FlexiLoans to get loans customised to their needs at a fast pace & at transparent finance charges. We utilise our technology to provide a better experience, offering borrowers a convenient, simple & fast online application that improves the often time-consuming & frustrating Business Loan application process.
We will generate unique scores based on each customer profile using our proprietary credit engine which will help them avail loans from our lending partners.
Our technology platform powers our online marketplace & enables us to deliver innovative solutions to borrowers & investors. Our proprietary technology is built to remove the friction points in operations, including the borrower application process, data gathering, credit decisioning & scoring, loan funding, customer servicing, regulatory compliance & fraud detection.
Our Values
Collaboration
Agility
Innovation
Respect
Ownership
Discover our unique way to accelerate equality
for all at the workplace
Championing employment for individuals with disabilities
To find best-diverse talent, we actively partner with organizations that reach underrepresented communities like individuals with disabilities. Today they play a crucial role in our business success.Supporting LGBTQ Community - FlexiLoans
Pride at FlexiLoans - Supporting LGBTQ Community
Bring your whole self is the mantra we have at FlexiLoans. We strive to ensure an inclusive environment for all employees regardless of their sexual orientation, gender identity or expression.
Hear what our employee has to say on this
As a queer person, I and many like me always lookout for a workspace where your colleague or your peers are not bothered about your sexual orientation they accept you on a human level and appreciate your hard work it’s as simple as that. Working with FlexiLoans, I can vouch that it’s a safe space for the LGBTQI community as it’s been more than a year now and I never ever have seen anyone disrespecting anyone biased on their orientation and this is because one of our core value is “Respect”. At the end would like to quote Chief Justice of India Dipak Misra & Justice AM Khanwilkar “I am what I am. So take me as I am. No one can escape from their individuality."
Gender Diversity We take pride in our journey on Gender Diversity. Today, we have more than 38% of employees being women in significant roles from Vice President levels to technical roles in the Product and Tech team. In 2019, we pledged during International Women’s day to infuse more women’s talent and provide them conducive work culture to succeed in their role.